Privacy Policy

Introduction

marveloqira is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at marveloqira.world or use our budgeting services.

We understand the importance of financial privacy, especially when it comes to budgeting and personal finance management. This policy has been crafted to comply with Australian Privacy Principles under the Privacy Act 1988 and provides you with clear information about your rights and our responsibilities.

Information We Collect

We collect information that you provide directly to us and information that is automatically collected when you use our services.

Personal Information You Provide

Automatically Collected Information

How We Use Your Information

Your information is used exclusively to provide and improve our budgeting services. We process your data based on legitimate business interests, contractual necessity, and your consent where required.

We use your financial information solely to deliver personalized budgeting insights and recommendations. Your data helps us understand spending patterns and provide relevant financial guidance through our platform.

Information Sharing and Disclosure

marveloqira maintains strict controls over information sharing. We only disclose your information in specific, limited circumstances that are essential for service delivery or legally required.

We work with carefully selected service providers who assist in delivering our platform functionality. These partners are bound by confidentiality agreements and can only process your data according to our strict instructions.

In cases where Australian law requires disclosure, such as court orders or regulatory investigations, we will comply with legal obligations while taking steps to protect your privacy to the maximum extent possible.

Your Privacy Rights

Under Australian privacy law, you have several important rights regarding your personal information. We've made it straightforward to exercise these rights through our platform or by contacting our privacy team.

Data Security and Protection

We implement comprehensive security measures to protect your financial information. Our systems use bank-grade encryption, secure data centers, and regular security audits to maintain the highest standards of protection.

All financial data is encrypted both in transit and at rest using industry-standard protocols. Our team follows strict access controls, and we continuously monitor for potential security threats or unauthorized access attempts.

While we maintain robust security practices, we encourage users to protect their account credentials and report any suspicious activity immediately. Your cooperation helps us maintain the security of the entire platform.

Data Retention

We retain your information only as long as necessary to provide services and comply with Australian legal requirements. Different types of data have different retention periods based on their purpose and legal obligations.

Changes to This Policy

We review and update this Privacy Policy regularly to reflect changes in our services, technology, and legal requirements. When we make significant changes, we'll notify active users via email and display a prominent notice on our platform.

Minor updates, such as clarifications or contact information changes, will be posted on this page with an updated revision date. We encourage you to review this policy periodically to stay informed about how we protect your information.